When you decide to invest the savings you have accumulated after years of work in your dream home, there are some sensitive points to consider before taking action. Especially if the house you buy is second, these issues become even more important. Whether for living with your family or for investment purposes, “What should I pay attention to when buying a second-hand house?” It is useful to prioritize the answer to the question. In this article, we try to shed light on the issues such as the neighborhood where the house is located in the second-hand houses, transportation possibilities such as metro or bus stops near the house, the suitability of the deed of the house for credit and the occupancy of the real estate. By reading the rest of our article, you can have detailed information about what you should pay attention to when buying second-hand housing.

Location
Regardless of the city, when looking at houses for sale or rent, the location of the house is among the biggest factors in showing its value. Especially in big cities, it will be a plus for you that the second hand house you will buy is close to your office. On the other hand, the fact that the house you will live in is in the city center will not only save you time in every aspect, but also help increase your quality of life. Therefore, the location, which has a large share in what should be considered when buying a second hand house, is one of the issues that buyers pay particular attention to. You can also see how easy and profitable it is to sell a house with such advantages when you have to dispose of it in case of need. Therefore, be yourself, while buying a second-hand house, do not forget to get detailed information about the location of the house from your real estate consultant, if any.

Transportation Facilities
What should be considered when buying a second-hand house, another item of the subject is the transportation facilities of the house. Of course, when buying a second-hand house in the heart of the city, you have to sacrifice a lot of money. This situation, which may seem negative at first, may return with great benefits in the future. Because the existence of metro and bus stops near the house or the width of the street where the house is located are very advantageous for those living there. This advantage, which is a must for those who prefer to live in metropolises, is one of the most sought after features when buying a house. Therefore, when you decide to buy a second-hand house, be sure to have an idea about the transportation possibilities of the house.

Credit Eligibility
If you do not have enough savings to buy a house, you can try to take advantage of the different housing loan opportunities of banks during the purchasing phase. For this, there will be some information that banks will ask from you. At the top of these is the second hand home loan. Whether a house is suitable for a loan or not is directly related to the title deed type of that house. The title deed types that banks give priority to in housing loans are generally condominium title deeds. If the title deed of the house you decide to buy is condominium servitude or share, do not be upset. Because it is possible to find loan solutions for such title types after some procedures. Therefore, the suitability of the house for credit is among the priority topics of the things to consider when buying a second-hand house.

Attention to Settlement!
The fact that a house has a certificate of occupancy is an indication that it was built in accordance with the project it is involved in. Therefore, this document, which is also proof that the residence is legal, is one of the most important criteria to be sought in the purchase of second-hand real estate. Because houses that do not have a certificate of occupancy will be deemed unlawful, and it may be a matter of time before a demolition decision is issued. Therefore, you can inquire about the resettlement of the second-hand real estate you want to buy, by going to the municipality to which the house is attached. It is possible to find out in a short time whether the house is inhabited or not, in the resettlement query made by the zoning units of the municipalities. Since the electricity and water bills of uninhabited houses are issued on behalf of the building, they are sent as a single invoice and are always subject to higher fees. In short, in order to avoid such negative situations, you should definitely question whether the second-hand house you are going to buy is inhabited or not, and you should take action accordingly.

Payment Subject
When you buy a second-hand house, you must make the housing sale price payment to the person who transferred the title deed and through the bank. Otherwise, you may be left alone with unwanted fraudulent situations. While making the bank transfer, it is extremely important that you write the necessary information about the real estate clearly and clearly in the explanation part, in order to complete the transaction in the most legal way. Of course, before you come to pay, it is useful to find out from the Land Registry whether there is any annotation, mortgage or lien on the title deed. In addition, it is necessary to pay attention to the fact that the apartment is free of electricity, water or dues debts, since there are people living in the house before you. When you pay attention to all these small but critical topics, you can buy your second-hand house with peace of mind and settle in your new home.